Personal Loan Calculator
About Personal Loans
Personal loans are typically unsecured loans that can be used for various purposes, from debt consolidation to home improvements. Your interest rate is largely determined by your credit score and income.
Credit Score Impact
- Excellent (750+): Best rates, highest approval odds
- Good (700-749): Competitive rates, good approval odds
- Fair (640-699): Higher rates, moderate approval odds
- Poor (580-639): High rates, lower approval odds
- Very Poor (below 580): Limited options, very high rates