Loan Calculators

Compare mortgage, personal, auto, student-loan, and credit-card payoff scenarios before you commit.

Auto Loan Calculator

Calculate car loan payments including trade-in value and sales tax

Credit Card Payoff Calculator

Calculate the fastest way to pay off credit card debt using snowball or avalanche methods.

Mortgage Calculator

Calculate your monthly mortgage payments, including property tax and insurance

Personal Loan Calculator

Estimate monthly payments and total costs for personal loans

Student Loan Calculator

Compare federal IDR plans, refinancing options, and forgiveness programs to optimize student loan repayment

How To Use These Tools

Loan math is sensitive to interest rate, term length, and payment strategy. This category helps you compare those variables quickly so you can avoid expensive surprises.

The goal is decision clarity: understand total interest, payoff date changes, and monthly payment impacts before signing, refinancing, or choosing a payoff method.

Category FAQ

What matters more: rate or term length?

Both matter. Rate drives cost per dollar borrowed, while term determines how long interest compounds and how much you pay in total.

How can I lower total interest paid?

Shorten the term when possible, make extra principal payments, and compare refinance options when rates improve.